--- title: Fee-Only Wealth Management Services - Nevis Equity Advisors description: Explore fee-only financial planning, investment management, retirement, estate, tax, and risk services from a fiduciary RIA in NYC. author: Super User --- Our   Services # [Financial Planning](https://nevisequityadvisors.com/index.php?Itemid=414) | [Investment Management](https://nevisequityadvisors.com/index.php?Itemid=415) [Risk Management](https://nevisequityadvisors.com/index.php?Itemid=416)| [Estate Planning](https://nevisequityadvisors.com/index.php?Itemid=417) [Tax Planning](https://nevisequityadvisors.com/index.php?Itemid=418)| [Retirement Planning](https://nevisequityadvisors.com/index.php?Itemid=419) Independent RIA ![](https://nevisequityadvisors.com/media/yootheme/cache/03/services-01b-03bae404.jpg) ### Fee-Only Financial Planning in NYC **As a fee-only fiduciary, we're paid by you, never by commissions, so every recommendation has one purpose: moving you toward your goals.** Great financial decisions don't happen in isolation. Our planning process brings your investments, taxes, insurance, and estate plan into a single coordinated strategy  built around your life in New York, your comfort with risk, and the timeline for what you want to achieve. [Invest with a portfolio built for your goals, not a model template →](https://nevisequityadvisors.com/index.php?Itemid=415) [Keep more of what you earn with year-round tax strategy →](https://nevisequityadvisors.com/index.php?Itemid=418) [Protect your family and transfer wealth on your terms →](https://nevisequityadvisors.com/index.php?Itemid=417) [Explore our financial planning process.](https://nevisequityadvisors.com/index.php?Itemid=414) [Start With a Complimentary Planning Conversation](https://nevisequityadvisors.com/index.php?Itemid=109) ### Disciplined, Tax-Aware Investment Management Your portfolio should reflect your goals, your timeline, and your comfort with risk. Not a model template. We build and manage custom portfolios grounded in research and risk modeling, and we manage them for taxes all year, not just in April. As a fee-only fiduciary in NYC, we earn nothing from the investments we recommend, so every decision serves one purpose: helping you reach your goals with confidence. - **Custom portfolios**, built around your goals and time horizon - **Tax-aware management**, designed to help you keep more of what you earn - **Independent custody** at Schwab or Altruist, so your assets are never held by us [See how we manage portfolios](https://nevisequityadvisors.com/index.php?Itemid=415) [Schedule a Portfolio Conversation](https://nevisequityadvisors.com/index.php?Itemid=109) ![](https://nevisequityadvisors.com/media/yootheme/cache/7a/services-01g-7a055842.jpg) ![](https://nevisequityadvisors.com/media/yootheme/cache/1e/home-services-01f-1e12a51a.jpg) ### Retirement Planning for NYC Professionals and Retirees Whether retirement is five years away or already here, the questions are the same. Will your money last? And how does what you have saved become dependable monthly income? Our fee-only retirement planning brings the answers together in one coordinated strategy, built for the realities of retiring in New York. - Turn savings into a reliable income plan you can count on - Time Social Security to fit your full financial picture - Keep more of what you withdraw with tax-smart strategies [Read More](https://nevisequityadvisors.com/index.php?Itemid=419) [Get Your Retirement Readiness Conversation](https://nevisequityadvisors.com/index.php?Itemid=109) ### Risk Management & Insurance Analysis Most insurance advice comes from someone earning a commission on the answer. Ours doesn't. As fee-only fiduciaries, we review your life, disability, and long-term care coverage with one goal: making sure it fits your financial plan, not a sales target. We flag gaps, cut what you don't need, and plan for healthcare costs before they become emergencies. If changes are needed, we coordinate them for you and never sell you a policy ourselves. [Read More](https://nevisequityadvisors.com/index.php?Itemid=416) [Request a Coverage Review](https://nevisequityadvisors.com/index.php?Itemid=109) ![](https://nevisequityadvisors.com/media/yootheme/cache/37/home-services-01d-37c06c93.jpg) ![](https://nevisequityadvisors.com/media/yootheme/cache/80/about-us-story-02-8052451c.jpg) ### Protect and Transfer Your Wealth on Your Terms Business Succession & Exit Planning: If your business is part of your net worth, your estate plan and your exit plan need to work together. We help business owners coordinate the sale or transfer of the business with the rest of their estate.  See our guidance for business owners. [Read More](https://nevisequityadvisors.com/index.php?Itemid=417) [Discuss Your Estate Plan](https://nevisequityadvisors.com/index.php?Itemid=109) ### Proactive, Year-Round Tax Planning Tax planning should happen all year, not just in April. We look for savings across your entire financial picture: harvesting investment losses to offset gains, using donor-advised funds to give more efficiently, timing income around key tax brackets, and putting New York's 529 deduction to work for education savings. As a fee-only fiduciary, we do not sell products or prepare returns. We build the strategy and coordinate with your CPA so your investments, estate plan, and taxes all pull in the same direction. [Explore our tax planning approach](https://nevisequityadvisors.com/index.php?Itemid=418) [Schedule a Tax Strategy Conversation](https://nevisequityadvisors.com/index.php?Itemid=109) ![](https://nevisequityadvisors.com/media/yootheme/cache/cc/home-services-01e-cce619af.jpg) ## Complimentary "Get Acquainted" Meeting [Contact Us](https://nevisequityadvisors.com/index.php?Itemid=109) Independent RIA