--- title: Estate & Legacy Planning in NYC - Nevis Equity Advisors description: Estate and legacy planning guidance in NYC. Wills, trusts, gifting, and philanthropy coordinated with your attorney by a fee-only fiduciary RIA. author: Super User --- ## Protect and Transfer Your Wealth on Your Terms Part of living confidently in the present is knowing that your wishes will be carried out in the future. We help New York families build estate plans that protect and efficiently transfer wealth while making your intentions clear, for your loved ones and for your own care. Whether you are approaching retirement, already retired, or a business owner whose company is a major part of your net worth, your estate plan should reflect your life, not a template. As a fee-only fiduciary, we have no products to sell and no commissions to earn. Our only job is making sure your plan works for the people you built it for. [Discuss Your Estate Plan](https://nevisequityadvisors.com/index.php?Itemid=109) ## Estate Planning That Reflects Your Wishes Proper estate planning lets you transfer your wealth according to your wishes while [minimizing unnecessary taxes and expenses.](https://nevisequityadvisors.com/index.php?Itemid=418) We help you take prudent steps to reduce future tax liabilities and, where taxes cannot be avoided, plan the most effective way to fund them so your family is never forced into a rushed decision. Just as important, we help you keep the plan current. Beneficiary designations, account titling, and trust funding drift out of date as life changes. We review them as part of your ongoing financial plan, so a document signed years ago still does what you intended. ## Gifting Strategies Gifting is one of the most effective tools in any estate plan. Strategic lifetime gifts reduce the size of your taxable estate and take advantage of the substantial tax benefits available while you are living. Used thoughtfully, and often in combination with vehicles such as [trusts and life insurance](https://nevisequityadvisors.com/index.php?Itemid=416), gifting can meaningfully increase the value that reaches your children and grandchildren. Because gifting decisions and tax decisions are inseparable, we coordinate every strategy with your broader tax plan>. ## Philanthropic Planning Philanthropy connects your wealth to the causes you and your family care about most. We design giving strategies that accomplish your charitable goals without interrupting your family's financial stability, from direct gifts of appreciated securities to donor-advised funds that let you give tax-efficiently over time. For many families, this becomes a way to involve children and grandchildren in a shared mission that outlasts any single gift. ## Business Succession & Exit Planning If your business is part of your net worth, your estate plan and your exit plan need to work together. A sale, a transfer to family, or a gradual handoff to partners each carries different tax, timing, and family implications. We help business owners coordinate the sale or transfer of the business with the rest of their estate, so one decision does not undo another. See how we work with business owners. ## We Coordinate With Your Attorney and Your Whole Team We are financial advisors, not attorneys, and we think that is a strength. Your estate attorney drafts the documents; we make sure the financial plan behind them holds up, stays funded, and stays current. If you do not have an estate attorney, we can introduce you to experienced professionals from our vetted Professional Network who work alongside your Nevis plan. Together with your attorney, accountant, and insurance professionals, we help you with: - Wills and trust structures - Trust accounts and trust funding - Powers of attorney and healthcare directives - Account beneficiaries and beneficiary reviews - Gifting assets to family - [Business exit and succession strategies](https://nevisequityadvisors.com/index.php?Itemid=414) - Your philanthropic mission and vision ### Common Questions Do I still need an estate attorney if I work with you? Yes. Legal documents such as wills and trusts must be drafted by an attorney. Our role is to shape the financial strategy behind those documents, keep everything coordinated, and make sure the plan is funded and current. We are happy to work with your existing attorney or introduce you to one from our network. Do you sell insurance or trust products as part of estate planning? No. We are a fee-only fiduciary, which means we accept no commissions of any kind. If your plan calls for life insurance or another product, we help you evaluate it objectively and coordinate with an independent specialist. We never earn anything from the recommendation. When should I start estate planning? Sooner than most people think. If you have people who depend on you, assets you care about, or a business, you have an estate. The best plans are built calmly, years before they are needed, and reviewed as life changes. ### Your wishes, carried out. Your family, taken care of. Start with a complimentary Get Acquainted meeting. No pressure, no products, just a conversation about what you want your wealth to do. [Discuss Your Estate Plan](https://nevisequityadvisors.com/index.php?Itemid=109)