Fee-Only Financial Planning in NYC
As a fee-only fiduciary, we're paid by you, never by commissions, so every recommendation has one purpose: moving you toward your goals.
Great financial decisions don't happen in isolation. Our planning process brings your investments, taxes, insurance, and estate plan into a single coordinated strategy built around your life in New York, your comfort with risk, and the timeline for what you want to achieve.
Invest with a portfolio built for your goals, not a model template →
Disciplined, Tax-Aware Investment Management
Your portfolio should reflect your goals, your timeline, and your comfort with risk. Not a model template. We build and manage custom portfolios grounded in research and risk modeling, and we manage them for taxes all year, not just in April. As a fee-only fiduciary in NYC, we earn nothing from the investments we recommend, so every decision serves one purpose: helping you reach your goals with confidence.
- Custom portfolios, built around your goals and time horizon
- Tax-aware management, designed to help you keep more of what you earn
- Independent custody at Schwab or Altruist, so your assets are never held by us
Retirement Planning for NYC Professionals and Retirees
Whether retirement is five years away or already here, the questions are the same. Will your money last? And how does what you have saved become dependable monthly income? Our fee-only retirement planning brings the answers together in one coordinated strategy, built for the realities of retiring in New York.
- Turn savings into a reliable income plan you can count on
- Time Social Security to fit your full financial picture
- Keep more of what you withdraw with tax-smart strategies
Risk Management & Insurance Analysis
Protect and Transfer Your Wealth on Your Terms
Business Succession & Exit Planning: If your business is part of your net worth, your estate plan and your exit plan need to work together. We help business owners coordinate the sale or transfer of the business with the rest of their estate. See our guidance for business owners.
Proactive, Year-Round Tax Planning
Tax planning should happen all year, not just in April. We look for savings across your entire financial picture: harvesting investment losses to offset gains, using donor-advised funds to give more efficiently, timing income around key tax brackets, and putting New York's 529 deduction to work for education savings.
As a fee-only fiduciary, we do not sell products or prepare returns. We build the strategy and coordinate with your CPA so your investments, estate plan, and taxes all pull in the same direction.
